Pradhan Mantri Awas Yojana (PMAY) is the central government’s housing scheme that helps families without a pucca house build or buy one. It runs in two parts — PMAY-Gramin for villages and PMAY-Urban 2.0 for towns and cities. On this page you can check your name in the beneficiary list, track your application or installment status, and confirm whether you qualify — with the exact steps for each.
[ Check Gramin List ] [ Check My Status ] [ Am I Eligible? ]
What Is PM Awas Yojana? (Gramin vs Urban)
The government launched PMAY on 25 June 2015 under its “Housing for All” mission, with one aim: every eligible family should own a permanent pucca house instead of living in a temporary kutcha one. The scheme is split into two separate programmes, each run by a different ministry, with its own portal and its own way of checking your record.
| PMAY-Gramin (PMAY-G) | PMAY-Urban 2.0 (PMAY-U 2.0) | |
|---|---|---|
| Who it’s for | Rural families | Urban EWS, LIG and MIG families |
| Run by | Ministry of Rural Development | Ministry of Housing and Urban Affairs (MoHUA) |
| Official portal | pmayg.nic.in | pmaymis.gov.in / pmay-urban.gov.in |
| How you’re tracked | Registration number | Assessment ID (Aadhaar-linked) |
Live in a village? Use the PMAY-Gramin sections below. Live in a town or city? Use the PMAY-Urban 2.0 sections. The two are not interchangeable — looking in the wrong scheme is the most common reason people can’t find their record.
PMAY 2.0: What’s New in the Current Phase
PMAY 2.0 is the current phase of the scheme, and most 2026 questions are really about this. On the urban side, the Union Cabinet approved Pradhan Mantri Awas Yojana–Urban 2.0 to help 1 crore poor and middle-income families over five years, starting 1 September 2024. The government provides central assistance of up to ₹2.50 lakh per house, backed by a total investment of ₹10 lakh crore.
PMAY-U 2.0 works through four verticals:
- Beneficiary-Led Construction (BLC) — build a house on your own land
- Affordable Housing in Partnership (AHP) — buy a unit in a government-supported project
- Affordable Rental Housing (ARH) — rented homes for urban workers
- Interest Subsidy Scheme (ISS) — a subsidy on your home loan
Eligibility now covers Middle Income Group (MIG) families earning up to ₹9 lakh a year, alongside EWS and LIG.
For villages, there is no new online form. Eligible households are added through the Awaas+ 2024 survey, done on the mobile app or by your Gram Panchayat. Because this deadline has been extended several times, check the current survey window on pmayg.nic.in before you start.
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PMAY-G Beneficiary List: How to Check Your Name
If you applied under PMAY-Gramin, your name appears in the official beneficiary list once your house is sanctioned. Here is how to check it:
- Open pmayg.nic.in.
- In the top menu, click Stakeholders.
- Select IAY/PMAYG Beneficiary.
- Search by your registration number. If you don’t have it, use Advanced Search and enter your name, state, district, and block.
- Fill the captcha and submit.
Your record shows whether the house is sanctioned and which installments have been released. You can also check the Panchayat-wise Permanent Wait List, found under “Most Often Used Services” on the home page, to see village-level entries.
One thing many people miss: lists are published state-wise and in batches. A name missing today does not always mean rejection — your area may still be under processing. If yours isn’t showing, read the section below before assuming the worst.
[ Open Official Gramin List Portal → ]
PMAY-G Status, Installment & FTO Tracking
Three different checks tell you where your case stands, and each uses its own route.
Beneficiary status: the same path as the list — Stakeholders → IAY/PMAYG Beneficiary on pmayg.nic.in — using your registration number. This shows the sanction stage your house has reached.
Installment (किस्त) details: open the UMANG app or web.umang.gov.in, search “Pradhan Mantri Awas Yojana – Gramin,” choose Installment Details, and enter your registration number to see each payment released.
FTO Tracking: under Awaassoft → FTO Tracking. An FTO (Fund Transfer Order) is the order that releases your DBT payment, so a generated FTO means money is on its way to your account.
A common confusion: people search for a “status check with Aadhaar,” but PMAY-G runs on your registration number, not a direct Aadhaar lookup. If you’ve lost that number, recover it through Advanced Search using your name and district.
Knowing the sequence helps: SECC 2011 or the Awaas+ survey identifies you, the Gram Sabha verifies, your name enters the list, the house is sanctioned, an FTO is generated, and the money reaches you in stages tied to construction progress.
PMAY-U 2.0: How to Apply Online
PMAY-Urban 2.0 is open for applications and runs until around 2029. You can apply online yourself or through a help centre.
To apply online:
- Confirm you qualify (see eligibility below).
- Go to pmaymis.gov.in or pmay-urban.gov.in and start the Aadhaar-linked assessment.
- Fill in your income category, family details, address, and bank account.
- Submit, then save the Assessment ID shown on screen — it’s also sent to your mobile by SMS.
Prefer to do it in person? A Common Service Centre (CSC) or your Urban Local Body (ULB) office can file the application and give you an acknowledgement slip carrying the same Assessment ID. Keep it safe — you need it to track your case later.
Important for village residents: PMAY-Gramin has no online application form. You cannot self-apply on a website. Eligible rural families are added through the Awaas+ 2024 survey and the Gram Panchayat or Block Development Officer (BDO). That is the only correct route.
[ Apply for PMAY-U 2.0 → ]
PMAY-U 2.0: Track Application Status & Login
Once you’ve applied, follow your case on pmaymis.gov.in. Look for Track Your Assessment Status or Search Beneficiary, and enter your Assessment ID — the number you saved when you applied.
Because PMAY-U applications are linked to Aadhaar, your status updates in real time as the file moves through verification and approval. Where the portal offers it, you may also look up your record by registered mobile number, but the Assessment ID is the most reliable.
If you’re searching for a “PMAY applicant login,” that’s this urban assessment dashboard. It is separate from the PMAY-Gramin check, which uses a registration number instead. Use the urban portal for urban applications and the Gramin portal for rural ones — mixing them is why some people think their record has vanished.
[ Track PMAY-U 2.0 Status → ]
Name Not in List, Pending, or Rejected — What to Do
If something looks wrong, here is the fix for each common situation.
Name not in the list (rural): contact your Gram Panchayat or Block Development Officer (BDO). If you meet the criteria and were missed, they can add you through the Awaas+ survey.
Status shows “pending” or “under verification”: this is often normal. Lists are finalised in batches after Gram Sabha approval and administrative checks, which can take several weeks. Wait for the next update before assuming rejection.
Lost your registration number: use Advanced Search on pmayg.nic.in with your name and district or panchayat to recover it.
Installment not received: check your FTO and installment status first. If the payment shows as cleared but hasn’t reached you, the cause is usually your bank account’s Aadhaar seeding or DBT linkage — visit your bank to fix it.
Still stuck: raise a complaint through Public Grievances on the portal, or call the official helpline. Keep your registration or Assessment ID ready when you do.
How to Spot and Avoid PMAY Fraud
PMAY is a free government scheme. No agent, middleman, or “official” can charge a fee to add your name or speed up your house. Anyone asking for money is the clearest warning sign.
A few rules keep you safe:
- Check your status only on the official portals named on this page. Fake beneficiary lists and fake “amount credited” SMS messages are common.
- Never share an OTP, Aadhaar OTP, or bank details with someone who calls claiming to be from PMAY. Real officials do not ask for these.
- Genuine assistance reaches you one way only: through DBT, into your own Aadhaar-linked bank account, in stages.
If a message or caller doesn’t fit these rules, treat it as fraud and report it.
Eligibility: Who Qualifies
Each scheme has its own test.
PMAY-Gramin is for families who are homeless or living in a kutcha or badly damaged house. Beneficiaries are identified from SECC 2011 data and the Awaas+ survey, then verified by the Gram Sabha. Priority goes to SC/ST families, minorities, widows, and persons with disabilities (divyang). You must not already own a pucca house.
PMAY-Urban 2.0 is open to three income groups who own no pucca house anywhere in India:
- EWS (Economically Weaker Section): annual household income up to ₹3 lakh
- LIG (Low Income Group): ₹3 lakh to ₹6 lakh
- MIG (Middle Income Group): ₹6 lakh to ₹9 lakh
Families who have taken help from any government housing scheme in the past 20 years are not eligible. Unsure about the rural side? The official “Am I Eligible?” tool on pmayg.nic.in gives a quick self-check before you approach your Gram Panchayat.
Documents Required
Keep these ready before you apply or verify.
PMAY-Gramin:
- Aadhaar number, with consent for verification
- A bank or post office account linked to Aadhaar (for DBT)
- MGNREGA job card number
- SBM (Swachh Bharat Mission) registration number, for the toilet grant
- A self-declaration that you don’t own a pucca house
PMAY-Urban 2.0:
- Aadhaar of the applicant and all family members
- Income proof
- Bank account details
- Proof that you own no pucca house anywhere in India
Financial Assistance & Benefits
Under PMAY-Gramin, the government gives ₹1.20 lakh per house in plain areas and ₹1.30 lakh in hilly, difficult, or IAP districts, where building costs more. Each house must be at least 25 sq.m., including a kitchen. The cost is shared between the centre and state — 60:40 in plain areas, 90:10 in North-Eastern and Himalayan states, and fully centre-funded in Union Territories without a legislature.
The real value goes beyond the house itself, through convergence with other schemes:
- ₹12,000 for a toilet under Swachh Bharat Mission–Gramin
- 90–95 days of unskilled wage work under MGNREGS
- LPG connection (Ujjwala), electricity, and a drinking-water linkage
Under PMAY-Urban 2.0, central assistance is up to ₹2.50 lakh per house, and home-loan buyers can claim an interest subsidy through the Interest Subsidy Scheme (ISS).
In both schemes, money is paid straight to your bank account by DBT, released in installments as construction reaches each stage — not in one lump sum.
State-Wise PMAY (Including Punjab)
The way you check the list is the same in every state — only the location you pick changes. On pmayg.nic.in, you drill down step by step: State → District → Block/Panchayat → Village.
For Punjab, choose Punjab as the state, then your district (for example, Ludhiana, Amritsar, or Bathinda), your block, and finally your Gram Panchayat to see the village-level beneficiary list.
| State | How to check |
|---|---|
| Punjab | pmayg.nic.in → select Punjab → district → block → panchayat |
| Uttar Pradesh | Same path → select Uttar Pradesh |
| Bihar | Same path → select Bihar |
| Madhya Pradesh | Same path → select Madhya Pradesh |
| Rajasthan | Same path → select Rajasthan |
| Maharashtra | Same path → select Maharashtra |
| West Bengal | Same path → select West Bengal |
A few states run PMAY-G alongside their own housing schemes under a local name, so the benefit may reach you under a state-branded label — the central scheme and funding stay the same.
Official Helpline & Contacts
PMAY-Gramin (rural): toll-free 1800-11-6446, email support-pmayg@gov.in. For an installment or DBT payment that hasn’t arrived, use the PFMS helpline 1800-11-8111 (helpdesk-pfms@gov.in).
PMAY-Urban 2.0: MoHUA office 011-23063285 / 011-23060484, email pmaymis-mhupa@gov.in. For the home-loan interest subsidy (CLSS), call NHB on 1800-11-3377 / 1800-11-3388 or HUDCO on 1800-11-6163.
For an unresolved complaint, use the Public Grievances section on each portal and keep your registration or Assessment ID ready.
Frequently Asked Questions
What is the difference between PMAY-Gramin and PMAY-Urban 2.0?
PMAY-Gramin covers rural families and is run by the Ministry of Rural Development. PMAY-Urban 2.0 covers town and city families under MoHUA. They use separate portals and separate ID systems.
How do I check my PM Awas Yojana Gramin list 2026 name?
Go to pmayg.nic.in, open Stakeholders, select IAY/PMAYG Beneficiary, and search by registration number — or use Advanced Search with your name, state, and district.
Can I apply for PMAY-G online?
No. PMAY-Gramin has no online application form. Eligible rural families are added through the Awaas+ 2024 survey and their Gram Panchayat or Block Development Officer.
How do I track my PMAY 2.0 application?
On pmaymis.gov.in, use Track Your Assessment Status and enter the Assessment ID you received when you applied. The status updates as your file moves through verification.
How much money does PMAY-G give?
₹1.20 lakh per house in plain areas and ₹1.30 lakh in hilly or difficult areas, paid by DBT in installments as construction progresses.
My name is not in the list — what should I do?
Contact your Gram Panchayat or BDO. A missing name often means your area is still being processed, or that you need to be added through the Awaas+ survey.
How do I check my installment (किस्त)?
Open the UMANG app, search “Pradhan Mantri Awas Yojana – Gramin,” choose Installment Details, and enter your registration number to see each payment.
Is there any fee to apply?
No. PMAY is completely free. Anyone asking for money to add your name or release your house is attempting fraud.